Kirby Cox & Associates News

New home starts in the Calgary area increased for the sixth straight month compared to the same timeframe last year.  According to CMHC (Canada Mortgage and Housing Corporation) there were 786 housing starts in January, up from 518 during the same month last year.  Metro Calgary itself experienced the most gains at 36%, with 271 homes in the ground, says CMHC.  Construction starts of multi-family units continue to lead the way, averaging more than 340 starts per month since August 2011. 

Taking advantage of the mortgage wars between Canada’s major banks, investors, first-time buyers, and home owners looking to “move up” are out looking for homes in droves.  The big five banks (BMO, TD, CIBC, Scotiabank and RBC) dropped their fixed rates to record lows and it all started when BMO reduced their Low Rate 5-year fixed mortgage product to 2.99%, the lowest interest rate for a Canadian bank ever.  

But prospective buyers need to be cautious and really make sure they know what they’re getting into.  Many of these mortgages come with greater restrictions and higher payout penalties.  Homeowners also need to buy what they can afford, so that when rates do rise again, they won’t be caught holding the bag when they need to renew.

We would like to offer a big thank you to everyone who came out to our 15th Annual Pumpkin Giveaway to support the Calgary Inter-Faith Food Bank. We had a really successful day; there were so many new faces out to help us, as well as many familiar families from previous Pumpkin Giveaways. We hope that you will make this event a tradition for your family’s future Halloweens. We have a lot of fun hosting this event every year!

The great people at the Hamptons Coop generously allow us to hold this event right on their doorstep and let us buy large quantities of pumpkins from them every year. Having such a good location really adds to the convenience for shoppers to pick up some extra items to donate. We gave away an amazing 600 pumpkins (or more!)

When: October 22 from 10 am – 2 pm (as supplies last)

Where: At the Hamptons Co-op, located on the corner of Country Hills Blvd NW & Hamptons Drive NW

The Event

Every year for the last 14 years, we've worked with the Calgary Inter-Faith Food Bank to distribute 600-700 pumpkins on the weekend before Halloween to the public in exchange for donations of money or non-perishable food. We also have candy for the kids!

Every year the generous Calgary residents who come out to the pumpkin giveaway donate around 500 lbs of non-perishable food items to the food bank. We estimate in the years since we first organized this event, we have helped to raise about $25,000 for the Calgary Interfaith Food Bank in food and cash donations!

Every year we send

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It's that time of year again...our annual Pumpkin Giveaway! 

Working with the Calgary Interfaith Food Bank, we're giving away these orange beauties at the Hamptons Co-op on Saturday October 23 between 10am & 2pm. 

Just bring a donation - non-perishable food or cash - and get a free pumpkin to take home...carve it up for Halloween or make a delicious pie. 

But be sure to come early...supplies are limited.